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Terms and Conditions

Welcome to UKLoanCompare (“we”, “us”, “our”).
These Terms & Conditions (“Terms”) govern your use of this website (“the Site”).
By accessing or using the Site, you agree to be bound by these Terms.
If you do not agree, you must stop using the Site immediately.

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1. About Us

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UKLoanCompare is an information-only website.
We are not a lender, credit broker, financial advisor, or intermediary.
We do not provide financial advice, recommendations, or personalised guidance.

We do not arrange, facilitate, or broker loans.
We are not authorised or regulated by the Financial Conduct Authority (FCA).

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2. Information-Only Platform

 

All content on the Site is provided for general information purposes only.
We do not guarantee that any financial product is suitable for your circumstances.

Nothing on this Site should be interpreted as:

  • financial advice

  • a recommendation

  • an endorsement of any lender or product

  • an offer or solicitation to provide credit

You should always seek independent financial advice before making decisions.

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3. No Credit Broking or Intermediary Services

 

UKLoanCompare does not:

  • collect your personal information to pass to lenders

  • assess your eligibility

  • introduce you to lenders or brokers

  • assist with applications

  • receive commission based on loan approvals or loan amounts

All outbound links take you directly to lenders or third-party websites.

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4. Accuracy of Information

 

We aim to keep all information accurate and up-to-date, however:

  • products, APRs, fees, and eligibility criteria may change

  • we do not guarantee accuracy or completeness

  • information may become outdated without notice

You should always verify details directly with the lender.

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5. Use of the Website

 

You agree not to:

  • use the Site for illegal or harmful activities

  • attempt to damage or disrupt the Site

  • reproduce or scrape content for commercial purposes

  • misrepresent UKLoanCompare as providing regulated services

We reserve the right to restrict access for misuse.

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6. External Links

 

The Site contains links to external third-party websites.
We have no control over those sites and are not responsible for:

  • accuracy of their content

  • products or services offered

  • their privacy policies or data practices

  • any loss or damage arising from their use

You follow external links at your own risk.

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7. Advertising & Monetisation

 

UKLoanCompare may feature advertisements or receive fixed fees for promotional placements.
However, advertising does not influence:

  • product rankings

  • the order of listings

  • content

  • which lenders are included

We do not receive commission based on the outcome of loan applications.

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8. Intellectual Property

 

All content on the Site—including text, tables, layout, graphics, and branding—is the property of UKLoanCompare or used under licence.

You may not:

  • copy

  • reproduce

  • republish

  • distribute

  • sell

…any part of the Site for commercial use without written permission.

You may, however, use information for non-commercial, personal use.

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9. Privacy & Data Protection

 

For details on how we collect, manage, and protect data, please see our Privacy Policy.

By using the Site, you agree to the terms set out in that policy.

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10. Limitation of Liability

 

To the extent permitted by law, UKLoanCompare shall not be liable for:

  • financial losses

  • decisions made based on Site content

  • inaccuracies or outdated information

  • damages arising from third-party sites

  • loss of data or business

  • website downtime

You use the Site entirely at your own risk.

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11. No Guarantee of Service

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We do not guarantee that:

  • the Site will always be available

  • content will always be accurate

  • access will be uninterrupted or error-free

Maintenance or technical issues may limit access.

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12. Changes to These Terms

 

We may update or modify these Terms at any time without prior notice.
Changes apply immediately upon publication.

You should review this page regularly.

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13. Governing Law

 

These Terms are governed by the laws of England and Wales.
Any disputes will be resolved exclusively by the courts of England and Wales.

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