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Privacy Policy

Privacy Policy – UKLoanCompare

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Last updated: [Insert Date]

UKLoanCompare (“we”, “us”, “our”) is committed to protecting your privacy.
This Privacy Policy explains how we collect, use, store and protect your personal data when you use our website (“the Site”).

We operate in accordance with:

  • The UK General Data Protection Regulation (UK GDPR)

  • The Data Protection Act 2018

By using the Site, you consent to the practices described below.

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1. Who We Are

 

UKLoanCompare is an information-only website that provides general information about loans and financial products.
We are not lenders, brokers, intermediaries or financial advisors.

Data Controller: UKLoanCompare
 

2. What Data We Collect

 

We only collect the minimum data necessary to operate the Site.
This may include:

 

A. Information You Provide Voluntarily

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If you contact us through email or a contact form, we may collect:

  • Name

  • Email address

  • Any information included in your message

 

B. Automatically Collected Data

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When you visit our website, we may automatically collect:

  • IP address (anonymised where possible)

  • Device type and browser type

  • Pages visited and time spent

  • Cookies and tracking technologies

This information is used for analytics, security, and site performance only.

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C. Cookies

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We use cookies to:

  • improve site functionality

  • analyse traffic

  • remember user preferences

You can manage or disable cookies in your browser settings.

A full explanation is available in our Cookie Policy.

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3. How We Use Your Data

 

We use your data for the following purposes:

  • To operate and improve the Site

  • To respond to enquiries

  • To analyse site performance and user behaviour

  • To detect and prevent security issues

We do not:

  • provide personalised advice

  • assess your creditworthiness

  • share your data with lenders

  • sell your personal information

  • use your data for automated decision-making

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4. Legal Basis for Processing

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We process your data under the following lawful bases:

  • Legitimate interests: improving site performance, fraud prevention, analytics

  • Consent: where users accept cookies or contact us

  • Legal obligation: responding to lawful data requests if required

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5. Third-Party Services

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We may use third-party tools for analytics, hosting, or advertising. These include (as applicable):

  • Website hosting provider

  • Analytics tools (e.g., Google Analytics)

  • Advertising networks (e.g., display ads)

  • Security monitoring tools

These providers may process anonymised data to help us operate the Site.

We do not send personal data to lenders or financial institutions.

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6. External Links

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Our Site contains links to third-party lenders, financial institutions, or comparison sites.
We are not responsible for the privacy practices or content of those websites.

We strongly encourage you to review their privacy policies before providing personal information.

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7. Data Sharing

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We only share data when necessary for:

  • site hosting

  • security

  • analytics

We do not:

  • share personal information with lenders

  • operate as intermediaries

  • sell or trade user data

All third-party providers must comply with data protection laws.

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8. Data Storage & Retention

 

We store your data securely and only for as long as necessary for the purposes outlined in this policy.

Typical retention periods:

  • Contact form submissions: up to 12 months

  • Analytics data: 12–26 months, depending on the tool

  • Server logs: up to 12 months for security purposes

You may request deletion at any time (see Section 10).

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9. Data Security

 

We take appropriate measures to safeguard your information, including:

  • Secure hosting servers

  • Encryption where appropriate

  • Access restrictions

  • Firewall and security monitoring

No method of transmission over the Internet is 100% secure, but we aim to use the highest standards available for a small information-only site.

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10. Your Rights (UK GDPR)

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You have the following rights regarding your personal data:

  • Right to access – request a copy of your data

  • Right to rectification – correct inaccurate information

  • Right to erasure – ask us to delete your data

  • Right to restrict processing

  • Right to object to processing

  • Right to data portability

  • Right to withdraw consent at any time

To exercise any right, email: [Insert Contact Email]

We may ask for proof of identity before fulfilling requests.

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11. Children’s Privacy

 

The Site is not intended for individuals under 18.
We do not knowingly collect personal data from children.

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12. Changes to This Policy

 

We may update this Privacy Policy occasionally.
Changes take effect immediately upon publication.

We recommend reviewing this page regularly.

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