List of Bad Credit Lenders - Ranked by APR % (lowest to highest)
All loan providers are FCA authorised and regulated
Representative APR: 39.9%
Loan Amounts: £500 to £5,000
Duration: 12 to 36 months
Personal loan, bad credit loan provider​
Representative APR: 49.9%
Loan Amounts: £1,000 to £8,000
Duration: 12 to 60 months
Short term, bad credit, emergency, personal loan provider
Representative APR: 68.7%
Loan Amounts: £200 to £2,000
Duration: flexible
Short term, quick, bad credit, loan provider
Representative APR: 83.1%
Loan Amounts: £400 to £2,400
Duration: up to 12 months
Short term, instant, bad credit, emergency loan provider
Representative APR: 96.2% (credit line), 79.9% (loan)
Loan Amounts: £50 to £3,000
Duration: 1 to 24 months
Personal loan, Short term, quick, bad credit, loan provider
Representative APR: 100.9%
Loan Amounts: £500 to £5,000
Duration: 6 to 12 months
Short term, quick, emergency loan provider
Representative APR: 336.5%
Loan Amounts: £300 to £1,200
Duration: 6 to 12 months
Short term, bad credit, quick, emergency loan provider
Representative APR: 679%
Loan Amounts: £250 to £2,000
Duration: 18 to 24 months
Personal loan, bad credit loan provider
Representative APR: 840.7%.
Loan Amounts: £100 to £2,000
Duration: 3 to 12 months
Short term, payday, quick, emergency loan provider
Representative APR: 1,271%
Loan Amounts: £50 to £1,500
Duration: 6 months
Short term, bad credit, quick, emergency loan provider​
Representative APR: 1,261%
Loan Amounts: £50 to £1,500
Duration: 3 to 12 months
Short term, bad credit, emergency, quick loan provider
Representative APR: 1,261%
Loan Amounts: £50 to £1,500
Duration: 3 to 12 months
Short term, bad credit, emergency, quick loan provider
Representative APR: 272.7%
Loan Amounts: £400 to £2,500
Duration: 6 to 24 months
Short term, instant, bad credit, emergency loan provider
Representative APR: 1,151%
Loan Amounts: £200 to £1,000
Duration: 1 to 6 months
Short term, quick, bad credit, loan provider
Representative APR: 839.2%
Loan Amounts: £200 to £1,000
Duration: 1 to 3 months
Short term, quick, bad credit, loan provider
Representative APR: 611.7%
Loan Amounts: £200 to £2,000
Duration: flexible
Short term, quick, bad credit, loan provider
Representative APR: 1266.9%
Loan Amounts: £250 to £2,500
Duration: 3 to 9 months
Short term, quick, bad credit, loan provider
Representative APR: 1,267%
Loan Amounts: £200 to £1,500
Duration: 2 to 6 months
Short term, quick, bad credit, loan provider
Representative APR: 821%
Loan Amounts: up to £1,500
Duration: 3 to 9 months
Short term, quick, bad credit, loan provider
Representative APR: 821%
Loan Amounts: £300 to £1,500
Duration: 3 to 9 months
Short term, quick, bad credit, loan provider
Representative APR: 1297.9%
Loan Amounts: £300 to £1,000
Duration: 3 to 6 months
Short term, quick, bad credit, loan provider
Representative APR: 1,261%
Loan Amounts: £50 to £1,500
Duration: 1 to 12 months
Short term, quick, bad credit, loan provider
Representative APR: 1,256%
Loan Amounts: £200 to £1,000
Duration: 3 to 6 months
Short term, quick, bad credit, loan provider
Representative APR: 1,233%
Loan Amounts: £200 to £1,500
Duration: 3 to 6 months
Short term, quick, bad credit, loan provider
Representative APR: 1,299%
Loan Amounts: £300 to £1,500
Duration: 3 to 6 months
Short term, quick, bad credit, loan provider